Whether online, in-store, or over-the-phone, credit cards remain one of the top payment choices among consumers. Their convenience, flexibility, and acceptance worldwide make paying for products and services a breeze.
When people hear the term “refinance,” they often associate it with a long, tedious process. If you ever refinanced a home mortgage, you know that can be true due to the complexity of those loans. However, refinancing your car loan is quite simple and usually only takes a day or two to complete.
One of life’s major milestones is deciding to propose to your significant other. But before you hear the celebratory wedding bells, the first step is to find the perfect engagement ring. The old adage said you should spend roughly two months’ income on an engagement ring. While times have thankfully brought this number down a bit, one thing is for sure – rings aren’t cheap.
Buying a new car is a significant financial move. While the process can be exciting, there’s also a level of intimidation. After all, you’re going up against some of the best salespeople when visiting a dealership. And while most dealers today aren’t shady, there are tactics they use to maximize the sale in their favor.
Living with credit card debt can take its toll on you physically and mentally. It may seem that the balances keep climbing no matter how hard you try.