No one wants to be shocked by the amount of debt they racked up during the holiday season. Talk about a way to ruin your New Year’s resolutions!
Yet Americans continue to spend more and more each year during the holidays – especially as kids today are begging Santa for iPhones, tablets, and Xbox One’s… If you can easily pay off your holiday debt in January, this might not be a problem. For everyone else, a few handy tips can help cut down the interest payments.
Buying a new car is an exciting time! You found the perfect car – sunroof, leather seats, navigation system – the works. You couldn’t be happier. Then…you sit down with the finance person at the dealership. And all that excitement that filled you suddenly starts fleeing from your body.
Loan terms and jargon start getting tossed around and before you know it, you’re completely lost and unsure what you’re agreeing to.
When you visit a retail store, you find the product you want, add it to your basket, and make a purchase at a cashier. When you’re buying a new or used vehicle, you have a sales professional by your side to help you make the best decision. But, are they always helping you to buy the car that’s right for you or do they have a profit goal in mind instead? Most dealerships do a great job of helping car buyers find excellent vehicles that fit their budget. Yet, there are plenty of situations where this is just not the case.
You can protect yourself and ensure you invest in a quality vehicle at the right price. To do so, it helps to know some of the tricks dealerships use as well as a few tips for ensuring you’re satisfied with your investment.
Purchasing a new or pre-owned vehicle is an exciting time, but it’s also a big financial move. So whether you’re buying your first car or you’re a self-proclaimed car-buying guru, we have a few tips everyone can appreciate.
Get Pre-Approved
When buying a new or pre-owned vehicle, you’re FIRST STEP, and most important, should be to get a pre-approval from the Credit Union.
It’s definitely no secret now is a great time to buy real estate. Between record low-rates, home-builders building again and current home values on the rise, everywhere you look someone is writing about the market.
But the real question isn’t if it’s a great time to buy. The question is whether YOU are ready to buy?
Buying a home is one of the biggest financial decisions and investments you will ever make. Are you ready? To help answer that question, we’ve put together several tips to help you on your journey.