When an individual’s paycheck hits their bank account, those funds must go in various directions. There are bills to pay, trips to the grocery store, and plenty of instances of spending on-the-go. At the end of the payroll period, there’s little left to save or fund retirement accounts. Payroll deductions can change that. This service allows for consumers to set up a simple system that directs funds to various accounts automatically, ensuring that saving always happens. All it takes is a simple visit to the credit union to set it up.