It’s no secret that great credit can make getting approved easier and save us a bunch in interest. But what if we don’t have great credit? Improving our scores often seems impossible given our unique financial situations. But there are simple steps you can take now to boost your score.
It’s definitely no secret now is a great time to buy real estate. Between record low-rates, home-builders building again and current home values on the rise, everywhere you look someone is writing about the market.
But the real question isn’t if it’s a great time to buy. The question is whether YOU are ready to buy?
Buying a home is one of the biggest financial decisions and investments you will ever make. Are you ready? To help answer that question, we’ve put together several tips to help you on your journey.
When it comes to saving money, most people start with a basic savings account. Then, they move straight into market-based investments, such as stocks and bonds. However, before you jump into higher-risk market-based investments, there are many investment options at the credit union you should pursue first; many that offer great returns with little to no risk.
In today’s cash-back, rewards-frenzy credit card market, it’s easy to overlook the one thing that really matters … the rate. After all, it’s the rate that ultimately determines how much you’re actually paying to earn those rewards. And too often, you don’t want to know exactly how much you paid in interest to get that $50 gift card…
Just about everywhere you go today someone is offering you a credit card. From your favorite stores, hotels, airlines to gas stations and even amusement parks. Not to mention the countless celebrity-plagued commercials on tv promising the most cash-back or highest reward points.
So how do you know which credit card is best for you?