With a multitude of investment options available, one popular option is a certificate account. While banks often refer to these accounts as certificates of deposit or CDs, credit unions typically refer to them as certificate accounts.
Keeping your financial accounts safe in today’s digital world is a growing challenge. Hackers are constantly coming up with new ways to gain access to your accounts through your computer and even your mobile devices. It’s important to remain proactive when it comes to protecting your finances. Here are some ways you can make sure you’re protected.
Once you made that initial decision to buy a house, you can’t help but feel excited. You instantly go into house hunter mode. From searching homes on realty websites to paying attention to every ad or show about home remodels or design. However, it’s important to remember that buying a home is a big financial decision – likely one of the largest investments you’ll make in life.
Before you move too far along in the home-buying process, it’s important to get some help.
Whether it is car repairs, medical bills or a sudden job loss, unexpected expenses are sure to pop up from time to time. Putting aside three to six months of living expenses into an Emergency Fund should be at the top of everyone’s financial to-do list.
ARM vs Fixed Rate Mortgages
Buying a home can be quite a confusing process. Especially when it comes to getting a loan to pay for your home. Many people today work to get pre-approved for mortgages before beginning the search for the perfect home.
Pre-approval means you have an overall idea of what kind of budget you can work with when buying a home. It also helps to ease seller concerns when accepting bids if you’ve been pre-approved for the bid amount or greater.