Saving money, like weight loss, can be a struggle for many people. Both are laudable goals — and accomplishments should be celebrated in ways that do not undo your progress. For example, avoid overeating to celebrate 10 pounds lost or not spending on a big-ticket item once you’ve saved $1,000.
Do you feel like your financial situation has been going off the rails on a crazy train for years, or even decades at this point? That doesn’t mean you can’t act now to change your direction and get on financial track in the New Year and beyond. It will take some planning and dedication, but even the most disorganized of spenders can rein in their spending to create a better financial outlook for the future. Here’s where you begin.
You can’t live in a city of any size and not see countless signs for realtors floating around. They’re at bus stops, on the sides of buses, on billboards, in newspapers, and almost anywhere else you can imagine. The problem isn’t finding a realtor. They are pretty much everywhere. The challenge lies in finding the perfect realtor for YOU, especially when you’re buying your home.
It’s never too early to begin teaching your children the importance of saving money. Whether they receive tooth fairy money or earn a paycheck at their first job, all are teachable moments that can have a tremendous impact on their future financial lives.
Every January, it’s the same deal: You resolve to save more money, pay off your debts, and get your financial situation in order. Then February comes along and you’re back to your old habits. If you’ve broken New Year’s resolutions in the past, you’re not alone. The vast majority of people give up on their resolutions within the first month of the year.
But this year can be different. With a few adjustments to your thinking and a few small hacks, you can make sure that your resolutions actually stick.