It’s hard to believe the iPhone® was born not long ago in June of 2007. Since that time, everything from browsing the internet and checking emails to connecting with friends and even ordering food has completely changed forever. In that time, the way we bank has been completely transformed as well.
You may have been thinking about refinancing your home for a while but thought the opportunity passed you by. However, rates are continuing to hover at near-record lows, making now an ideal time to consider refinancing your mortgage — especially if one of the following four reasons is relevant to you.
Some people are fortunate enough to have secure jobs even in the COVID-19-related economic downturn. You might not need the money the stimulus checks offer to families across the country. Others may be relying on these stimulus checks to help pay for essentials. While nearly everyone could use the extra money, some ways to use your stimulus checks are smarter than others.
With all the uncertainty surrounding COVID-19 and the world’s financial markets, the Federal Reserve cut interest rates in the U.S. to nearly zero percent, making now an incredible opportunity for people considering refinancing loans of almost every kind.
Car shopping can be exciting. As you begin to focus on various car-shopping websites for the best deal, you might find yourself exposed to a wider variety of options. While everyone would like all the bells and whistles that a new or new-to-you car can provide, do you really need them? More importantly, what are the final costs for these bright and shiny new objects? Can you afford it?