In this day and age, it’s very easy to fall into the category of ‘living beyond your means’. With everyone sharing their lives through social media, it’s simple to get caught in the trap of wanting more than you need. Combine this trend with the ease of spending money, especially online, and it’s the perfect formula for spending more than you can afford.
Many misconceptions come with the term “financial advisor.” For many, partnering with a financial advisor is something you do later in life as you approach retirement. Others may assume they cannot afford one, or they don’t have enough funds saved to justify their services. Before you put off working with a financial advisor, you must understand how their services can impact your financial future.
Life can be pretty hectic as the parent of a newborn baby. Your mind is racing with thoughts of feedings, changing diapers, and sleep…much-needed sleep! Any financial thoughts are likely geared towards buying more diapers or formula. But this is also the best time to start saving for your child’s future.
When looking to buy a new car, chances are you still consider local dealerships the place to go. However, as the world continues to turn more digital, innovative auto companies are changing the landscape and implementing online car buying.
Credit cards offer one of the most convenient ways to pay for goods and services, especially in financial emergencies. However, it’s crucial to remember that credit cards are indeed loans and must be managed responsibly.