Fall is here, which means the winter holidays are right around the corner. Everyone can feel a little overwhelmed during the holiday season, leading to procrastination, shopping anxiety, or delayed gift picking. But the holidays are meant to be full of fun and love, so minimizing your stress is the best strategy for thoroughly enjoying the holidays.
Below are a few tips to avoid the holiday panic and be “on your game” by shopping early this year!
Nowadays, everyone in the family is using technology – from kids to grandparents. These convenient digital tools instantly connect everything, from friends and family to financial accounts and shopping. Unfortunately, they also open the door to fraudsters.
With the holiday season right around the corner, now’s the perfect time to get a handle on any outstanding credit card balances. The last thing you want to do is add costly holiday expenses onto existing balances – especially if that debt is already difficult to manage.
On the surface, checking accounts may appear similar across the board; however, that’s rarely the case. There are many aspects of checking accounts that vary considerably – especially between big banks and credit unions. Primarily this comes down to how and why these institutions operate, which can ultimately affect how much you pay for the account.
Recently, you may have noticed increased chatter about refinancing your mortgage or buying a new home. But what is all the hype about, and why now?
As the COVID-19 pandemic continues and variants unfold, both current homeowners and prospective buyers are benefiting from some of the lowest mortgage rates in our country’s history. From lower monthly payments to more buying power, record-low mortgage rates translate to huge savings for homeowners.